Starting today, Alipay officially implements withdrawal fees for individual users. Alipay mentioning involves the functions of “withdrawing cash to my bank card†and “transferring bank card to another personâ€. If the amount exceeds 20,000 yuan, the service fee will be charged according to 0.1% of the withdrawal amount. The single service fee is less than RMB 0.1. It is charged according to 0.1 yuan. At the same time, starting from today, the money transferred from Alipay's balance to Yunbao can only be transferred to the balance and cannot be transferred directly to the bank card.
Some netizens brought together a number of tricks in order to continue without taking fees:
1. Spend money directly. To take the balance in Alipay to buy, buy, and buy, it is definitely not necessary to use fees. (Is not this nonsensical)
2. Use ants points for more free credits. After the 20,000 yuan free quota is used up, the accumulated ants points can be redeemed for more free quotas. 1 points = 1 yuan. Use Alipay for points.
3. Buy Yu Bao. You can do a few more cards, then use a card to buy balance treasure, then transfer funds from your balance treasure to another card on your own.
4. Also credit card. The money in Alipay's balance can be used to directly return the bank's credit card, and no extra processing fees will be charged. However, it should be noted that, according to the rules of the Central Bank, each user only has a maximum of 200,000 free credits per year, and the balance of repayments will need to occupy 200,000 credits.
5. Buy financial products. Through Alipay's wealth management funds accumulated to the balance of treasure or balance, using the proceeds to offset the processing fee.
6. Open a close payment. If you need to "transfer to another bank card", you can consider opening a close payment for friends and family to pay for their shopping. In this way, the free quota for direct transfer can be saved.
7. Big transfers directly with mobile banking. At present, mobile banking and online banking of many banks have gradually implemented free policies. Many banks, including Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, and China Merchants Bank, have announced that mobile banking is free to transfer money from one bank to another.
8. When you have to transfer funds, transfer the money to the other party's Alipay account instead of the bank card. Let the other party pay for cash. (How can this method really be a husband?)
Alipay stated that the current withdrawal fee is only for individual users, and corporate sellers will not be affected. However, don't worry, after all, not everyone can spend 20,000 free credits, as long as you have money. (Spending hands)
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